We were first time buyers with very little understanding of what it means to buy a home (especially in Israel). We did a little research before we met with Yoel, just enough to know that he knew what he was talking about. He was very willing and patient, taking the time to help us find the best mortgage, but also walking us through the process so we understood what we were doing. There are many steps, but he made it as easy and straightforward as possible. We had a few challenges as a couple- including receiving Olah benefits, being an American citizen, my husband receives several salaries including scholarships from his University ,plus I am part salaried and part freelancer. We explained our needs at our first meeting and he worked out the best conditions for us. We never had to talk to a bank until we signed. He always spoke in a relaxed and positive manner, making a fairly stressful experience quite manageable. You have to rely on many people when purchasing a home in Israel-brokers, lawyers, appraisers and engineers. We trusted Yoel the most and knew he always had our interests first, and he loves saving people money!!! Thanks Yoel 😊