Great!

Ready to make sense of the financial jungle?

- What’s waiting for you in the meeting? -

03

Risk management and assessment

We’ll analyze the potential risks in the mortgage and property markets, and develop strategies to deal with risks like interest rate changes or future economic shifts.
02

Assessment of your financial capabilities

We’ll understand your self-funding, how much money you can dedicate to purchasing a property, and how to plan your investment to be safe and profitable.
01

Comprehensive review of your securities and insurances

We’ll review all your existing securities (assets, income, and more) and examine the required insurances for your mortgage. We’ll make sure everything is covered in a smart and efficient way.
04

Choosing the mortgage plan that’s best for you

I’ll recommend a mortgage plan and structure that fits your financial situation, considering the interest rates, repayment period, and loan types that will minimize costs and meet your personal needs.
05

Calculation of potential savings

I’ll present comparisons with existing offers from the banks and show you exactly how much money you could save every month and over the total repayment period. Of course, I’ll ensure you get the best terms available in the market without compromising with the banks.

Our meeting isn’t just about mortgage advice—it’s also about helping new Olim navigate the Israeli banking system. As someone who’s been in your shoes, I’ll provide you with full support in English, guiding you through finding the best mortgage.

Looking forward to meeting you!

This is your opportunity to put an end to the confusion and get answers to all your pressing questions. Choose the day and time that work for you, and we’ll sort out your mortgage process together.

- Why Me? -

Unique personal experience

As an Oleh myself, I know all too well the challenges, bureaucracy, and struggles that new Olim face when buying a home. I’m here to simplify the process and ensure you get the best mortgage possible.

English-speaking service

I explain everything in straightforward language and in your own language, so you won’t be left with unresolved questions or confused by Hebrew terms. With me, you can feel confident and not overwhelmed by the banking system.

Knowledge and experience with the banks

Thanks to my years of experience, I negotiate directly with the banks to get you the best possible terms. My clients have saved hundreds of thousands of shekels over the years, and I’m confident I can help you save significant amounts too.

Comprehensive support

I won’t leave you after the meeting. I’ll continue supporting you at every stage until you sign your mortgage, and I’ll connect you with other professionals like lawyers and appraisers to ensure you go through the entire process smoothly and confidently.

Choose the day and time that works best for you for a Zoom meeting.

My meetings fill up quickly, but there are still a few spots available for the upcoming week.

- What do people say about me? -

Alan F.

“I’d like to recommend Yoel Mentzen to help you save money on your mortgage. When I originally got my mortgage I went with a mortgage broker, so I thought I had a good loan, but Yoel saved me tens of thousands of shekels! Yoel sat with me, explained his financial analysis, and showed me how he could save me a lot of money by combining my loans and refinancing at a lower rate. Now my mortgage will end years earlier and at far less cost than before! And, most importantly, he’s a stand-up, honest guy whose motivation is simple and good – he doesn’t want people taken advantage of by the banks!”

Zoe S.

“We were first time buyers with very little understanding of what it means to buy a home (especially in Israel). We did a little research before we met with Yoel, just enough to know that he knew what he was talking about. He was very willing and patient, taking the time to help us find the best mortgage, but also walking us through the process so we understood what we were doing. There are many steps, but he made it as easy and straightforward as possible. We had a few challenges as a couple- including receiving Olah benefits, being an American citizen, my husband receives several salaries including scholarships from his University ,plus I am part salaried and part freelancer. We explained our needs at our first meeting and he worked out the best conditions for us. We never had to talk to a bank until we signed. He always spoke in a relaxed and positive manner, making a fairly stressful experience quite manageable. You have to rely on many people when purchasing a home in Israel-brokers, lawyers, appraisers and engineers. We trusted Yoel the most and knew he always had our interests first, and he loves saving people money!!! Thanks Yoel 😊”

Oren K.

“I got Yoel’s number from a colleague after sharing my concerns about the mortgage process—the complexity, the amount of paperwork the bank required, and how every mistake could be costly. I was especially worried because, although I work part-time as a salaried employee, I also receive a scholarship, and I thought there was a good chance the bank wouldn’t approve our mortgage. The first thing Yoel did was to reassure me and my partner, Zoe. He stayed in close contact with us and explained everything we needed to know, including how to provide the full information the bank needed. He also helped us apply for new Oleh rights and plan the most suitable mortgage tracks for us. In the end, he handled all the negotiations with the banks, got us great terms during a tough economic time, and saved us half a million shekels in total repayments, which is a huge amount! Not to mention the time he saved us and the peace of mind we gained. I have so many more compliments, but there isn’t enough space on this page—long story short, I highly recommend Yoel! Thanks, Yoel.”

Looking forward to meeting you!

This is your opportunity to get everything in order and find answers to all your questions. Choose the day and time that work best for you for a Zoom meeting, and we’ll get everything organized with your mortgage.
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